Category: Financial Planning

  • Financial Strategies for Women

    Financial Strategies for Women

    Nearly 70% of women identify as their household’s primary investment decision-maker, yet only 16% of women feel very confident in their ability to fully retire with a comfortable lifestyle.¹ ² Although more women are providing for their families, when it comes to preparing for retirement, they may be leaving their future to chance. Women and…

  • Stop Wasting Money

    Stop Wasting Money

    Benjamin Franklin once said, “a penny saved is a penny earned.” One way to find the money to meet your spending or saving needs is to examine your current spending habits and consider eliminating money wasters. Top Money Wasters Disclaimer:The content is developed from sources believed to be providing accurate information. The information in this…

  • Should You Borrow from Your 401(k)?

    Should You Borrow from Your 401(k)?

    The average credit card balance is $6,371 as of July 2025, with an average annual percentage rate of 25.34%.¹ ² This high cost leads many to ask: *“Should I borrow from my 401(k) to pay off debt or make a major purchase?”*³ Advantages of 401(k) Loans Disadvantages of 401(k) Loans Most experts caution against 401(k)…

  • A Cheat Sheet for Sending Your Kid to College

    A Cheat Sheet for Sending Your Kid to College

    College is a milestone—it may be the first time your child lives away from home. Dropping them off can be emotional, but these tips may make the transition smoother. Accept That the Parent-Child Dynamic Has Changed Your child still needs you, but your role has shifted from supervisor to mentor. Make the Move Simple Don’t…

  • Do Your Kids Know the Value of a Silver Spoon?

    Do Your Kids Know the Value of a Silver Spoon?

    You taught them how to read and ride a bike, but have you taught your children how to manage money? The average debt for student borrowers is $38,375, and 10.3% of new graduates default within the first three years of repayment.¹ ² For current college kids, it may be too late to avoid learning about…