Articles
Insights, tips, and expert advice to help you protect what matters most.
-
Financial Strategies for Women
Nearly 70% of women identify as their household’s primary investment decision-maker, yet only 16% of women feel very confident in their ability to fully retire with a comfortable lifestyle.¹ ² Although more women are providing for their families, when it comes to preparing for retirement, they may be leaving their future to chance. Women and…
-
Roth IRA for Kids
Small business owners may find it challenging to find ways to provide additional benefits to their children who work for the company. One often overlooked choice is including a Roth individual retirement account (IRA) as part of their compensation, a strategy that offers the potential to benefit both the children and the business. Small businesses…
-
Stop Wasting Money
Benjamin Franklin once said, “a penny saved is a penny earned.” One way to find the money to meet your spending or saving needs is to examine your current spending habits and consider eliminating money wasters. Top Money Wasters Disclaimer:The content is developed from sources believed to be providing accurate information. The information in this…
-
Value vs. Growth Investing
Looking at their recent track records doesn’t do much to settle the debate. Over the past decade, as a whole, value stocks have not performed as well as growth stocks. But looking at a larger body of cumulative data, reaching as far back as 1926, this has not always been the case. Let’s dive in…
-
Term vs. Permanent Life Insurance
According to industry experts, most people don’t have enough life insurance. The American Council of Life Insurers reported that average coverage equals $197,000, which is equivalent to almost 3.5 years of income replacement (with the median income being $59,540 in 2024). That’s only half the recommended 7-year threshold.¹ ² Furthermore, 38% of consumers said their…
-
9 Facts About Retirement
Retirement means different things to different people—travel, time with family, starting a business, or giving back through charity. No matter your vision, here are nine surprising facts about retirement. Conclusion These trends highlight how the 65+ group is becoming larger and more influential. Have you made arrangements for healthcare and retirement income? If not, it…
-
Should You Borrow from Your 401(k)?
The average credit card balance is $6,371 as of July 2025, with an average annual percentage rate of 25.34%.¹ ² This high cost leads many to ask: *“Should I borrow from my 401(k) to pay off debt or make a major purchase?”*³ Advantages of 401(k) Loans Disadvantages of 401(k) Loans Most experts caution against 401(k)…
-
A Cheat Sheet for Sending Your Kid to College
College is a milestone—it may be the first time your child lives away from home. Dropping them off can be emotional, but these tips may make the transition smoother. Accept That the Parent-Child Dynamic Has Changed Your child still needs you, but your role has shifted from supervisor to mentor. Make the Move Simple Don’t…
-
Do Your Kids Know the Value of a Silver Spoon?
You taught them how to read and ride a bike, but have you taught your children how to manage money? The average debt for student borrowers is $38,375, and 10.3% of new graduates default within the first three years of repayment.¹ ² For current college kids, it may be too late to avoid learning about…
-
Life Happens. Your Financial Plan Should Keep Up.
At CanDo, we believe financial planning should evolve with your life—not just your bank balance. Whether you’re starting a family, changing careers, or planning for retirement, life events can shift your financial priorities in ways that deserve thoughtful, personalized advice. That’s where a great financial advisor comes in.